I'm not one to bemoan insurance companies, only in part because the funWife is an insurance claims adjuster.
However
Yesterday I had my mother call back the two life insurance companies my father had policies with after over a week went by without the paperwork they said they'd send to process the claim. Both can pull up on their computer screens all the details with just a name and social security number; both say it takes 2 weeks (or more!) for the paperwork to arrive. Look, I have talked to old folks homes one day and had their brochures in hand the next via the US mail. The only thing that takes these companies two weeks to send the paperwork just so we can send it back with a death certificate is greed - they want to hold onto the money as long as they can.
I'm wondering if it takes 2 weeks to mail a letter, how long will it take to actually pay?
They can do the same as the "assisted living faciliti4es." If you can and tell them you want to buy a policy they will Fedex you a package to start the sign-up process.